Terms of Service

Effective Date: January 1, 2026. Last updated: 2026.

1. Acceptance of Terms

By accessing or using Roth IRA Calculator (the "Website"), you agree to be bound by these Terms of Service and all applicable federal, state, and local laws. If you do not agree to these terms, you should immediately cease use of our services.

2. Educational and Informational Purpose Only (No Financial Advice)

The calculators, formulas, blog articles, and financial projections provided on this Website are designed exclusively for general educational and hypothetical illustration purposes. Nothing on this Website constitutes personalized investment advice, tax counseling, or legal guidance.

Actual investment returns fluctuate continuously based on market conditions, economic changes, inflation, asset fees, and tax legislation. Prior to making financial decisions, opening retirement accounts, or executing Roth conversions, you should consult a licensed Certified Financial Planner (CFP®), Certified Public Accountant (CPA), or qualified tax attorney.

3. Accuracy of Calculation Engines and Projections

While we strive to ensure all calculators incorporate up-to-date IRS guidelines, contribution limits, and compounding algorithms, we make no express or implied warranties regarding mathematical completeness, accuracy, or suitability for any specific personal situation.

4. Intellectual Property

All proprietary source code, interface designs, vector brand graphics, text, and educational materials published on this Website are protected under international copyright and intellectual property treaties. Reproduction, scraping, or distribution without prior written permission is prohibited.

5. Limitation of Liability

Under no circumstances shall Roth IRA Calculator Financial Tools LLC, its founders, developers, or content contributors be held liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your reliance on information or calculations obtained through this Website.

6. Contact Regarding Terms

If you have questions regarding these terms, please contact us at contact@rothiracalculator.info.